Learning Guide · 5 chapters

Personal Finance Basics

Income tax bands, National Insurance, payslips, budgeting, savings, debt, and the UK tax year calendar.

  1. 1
    Your Money Story
    An introduction to why financial literacy matters and what this guide covers.
  2. 2
    Income Tax
    How UK income tax bands work, National Insurance, and reading your payslip.
  3. 3
    Budgeting
    The 50/30/20 rule, subscription audits, and practical budgeting tips.
  4. 4
    Savings & Debt
    Whether to save or pay off debt first, ISAs, and the debt avalanche method.
  5. 5
    Tax Year Calendar
    Key UK tax dates, P60s, P11Ds, and the Self Assessment timeline.