Auto-enrolling an employee in pension

UK auto-enrolment

Every payroll-eligible UK employee must be auto-enrolled into a qualifying workplace pension if they:

• Are aged 22 to State Pension age
• Earn above the auto-enrolment trigger (£10,000/yr — FY26-27)
• Work in the UK

The Pension page

1. Open Payroll & benefits > Pension.
2. Tab: Auto-enrolment queue — lists employees who meet the criteria but aren't yet enrolled.
3. Click an employee row to see eligibility details (age, AWE-based qualifying earnings, current enrolment status).
4. Click Enrol to start contributions.

Contribution defaults

Set under Settings > Pension:

• Default provider — NEST / People's Pension / The People's Pension / custom
• Employee contribution — usually 5% (statutory minimum 3%)
• Employer contribution — usually 3% (statutory minimum 3%)
• Contribution mode — relief_at_source (most common) / net_pay / salary_sacrifice
• Qualifying earnings band — apply LEL/UEL band (£6,240 – £50,270 FY26-27) or use full pay

Opt-out

If the employee opts out within the 1-month opt-out window, click Opt out on the Pension page. The system stamps the opt-out date and the engine excludes pension calc from the next run onward. Refunds of contributions already made are handled outside the system (typically via your provider).