FAQ
Which pension providers are supported?
Any provider — Blankitt HR is provider-agnostic and records contributions for export. Direct API integration with NEST and People's Pension is on the way.
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Today
Set the provider name and scheme reference in Settings > Pension. Blankitt HR reads your contribution rates and mode and calculates the employee + employer contributions on each pay run.
Contributions appear:
- On the payslip (employee and employer)
- In CSV exports to Xero, Sage and BrightPay
You then file the contributions with your pension provider (NEST, People's Pension, Aviva, Standard Life, or another) through their own admin portal — usually a monthly file upload.
Coming soon
Direct in-product integration with:
- NEST — automatic monthly contribution file upload
- People's Pension — same
That'll save the monthly manual file step for those two providers (which between them cover most UK small businesses).
For other providers, the CSV export path continues indefinitely — most pension admin portals accept the same standard contribution file format.
Contribution modes
Blankitt HR's engine supports the three UK standard modes:
- Relief at source (RAS) — most common for NEST and People's Pension
- Net pay — immediate tax relief, useful for higher-rate taxpayers
- Salary sacrifice (SS) — strongest tax efficiency but reduces contractual salary
Default is RAS. Set the mode when configuring the provider.
See Pension contributions: relief at source vs net pay vs salary sacrifice for the trade-offs.