Cash Flow Forecast

What it does

Predicts your monthly closing balances using 12 months of history, detected recurring patterns, and outstanding invoices. Three scenarios help you plan for best and worst cases.

How to use it

1. Go to Reports and select Forecast
2. Choose a forecast period: 3, 6, or 12 months
3. Review projected monthly closing balances on the chart and table
4. Switch between Expected, Optimistic, and Pessimistic scenarios
5. Check risk alerts at the bottom for months where the balance may drop below zero

Tips

• The forecast improves with more history — newer accounts produce less accurate projections.
• Recurring patterns (subscriptions, quarterly VAT) are detected automatically.
• Unpaid invoices (receivable and payable) are included based on due dates.
• Re-run the forecast after major changes (new contracts, large purchases).
• Use the pessimistic scenario to stress-test your ability to cover upcoming obligations.