Finance — full feature comparison

Line-by-line. No asterisks. Where a feature is gated to a higher tier or where a number differs by tier, the table shows it.

Feature

Business

£14/mo

Growth

£29/mo

Group

£59/mo

Group+

£99/mo

Sales & invoicing

Invoices — drafts, recurring, branded templates

Multi-currency invoicing with FX at invoice date

PDF generation with your brand

Stripe-hosted payment links on every invoice

Public payment page — customers settle without logging in

Aged AR with chase reminders

Procurement & spending controls

Purchase Requests → Purchase Orders with full lifecycle

3-way match (qty + price + GRN) before bill posts

Goods Received Notes captured against any PO

Bills with OCR + email-in (bills+token@bills.blankitt.com)

OCR allowance / month

Above this routes to opt-in PAYG (see next row)

100

500

2,000

PAYG rate above allowance

Customer opts in + sets monthly cap

5p / bill

4p / bill

3p / bill

BACS Standard 18 payment runs with bank-ready files

Auto Remittance Advice on every payment

Multi-stage approval workflows — role, named user, SoD

Banking & reconciliation

Open Banking via TrueLayer — UK current, credit card, savings

AI categorisation on every transaction

Bank rules engine for repeating patterns

Supplier statement reconciliation

Fraud detection — employee/supplier match, bank-change verification, nightly sweep

UK compliance

MTD VAT — standard, cash, flat-rate and annual schemes¹

MTD ITSA quarterly submissions¹

CIS for construction subcontractors

Companies House import for officers, PSCs, share data

Audit log scoped by RBAC role

Period locks + accounting policies manual (PDF export)

People & headcount modelling

Cost of Employee modelling — UK + Ireland + US + Germany

Salary, day-rate, hourly and agency engagements with IR35

Employment Allowance, Apprenticeship Levy, recoverable SMP/SPL

Per-employee salary-history audit trail

12-month hiring forecast with stacked-bar visualisation

Budget-vs-actual integration

Fixed Assets & Capital Allowances

Depreciation engine — straight-line and reducing balance

Seven UK SMB asset categories, pro-rata first-month

Impairment under FRS 102 §27, partial disposals

Multi-currency with FX gain/loss on disposal

Component depreciation for split-life assets

HMRC Capital Allowances helper — AIA, FYA, Main & Special pools with CT600 print

Equity & Cap Table

Share classes, shareholders, PSC register

Directors register tracked to Companies House

Options grants with vesting schedules and exercises

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Convertibles and SAFEs

—

Funding rounds with dilution preview and waterfall

—

Reporting

P&L, Balance Sheet, Trial Balance

VAT return preview

Aged AR + Aged AP

Bank reconciliation report

Customer + Supplier statements

Sector KPI templates — 12+ verticals

PDF export across every report

Migration & onboarding

CSV + xlsx upload with auto column mapping

Atomic commit — all or nothing

14-day rollback window

Trial balance health check before commit

Five data types — CoA, Contacts, AR, AP, Bank balances

Concierge call available on request

Time, projects & timesheets

Projects with start/end, budget, status

Timesheets — personal and team

Project members with role-based permissions

Hours roll into invoices without re-keying

Security & access

SAML/OIDC single sign-on (SSO)

Role-based access control (RBAC)

Custom roles

Full API access

Audit log scoped by role

Per-tenant data isolation (own D1 database)

Volume & scale

Entities (sets of books) included

Up to 5

Up to 50

Up to 100

Recommended company size

A practical guide, not a hard cap. Above ~500 employees, talk to us — published tiers stop fitting at that scale.

Up to ~25 employees

Up to ~100 employees

Up to ~250 employees

Up to ~500 employees

Users

Within the recommended company-size band for the tier — see ²

Unlimited²

Bank connections

Within the recommended company-size band for the tier — see ²

Unlimited²

Support

AI support assistant — in-product + on every blankitt.com page

Ask, Articles, Contact tabs in the chat bubble bottom-right. Answers from our KB instantly; raises a ticket if it can't help.

Searchable help centre + KB articles

Same content the AI assistant draws from — browseable at blankitt.com/help.

Ticket response — typical

7 days a week. Best effort, no contractual SLA. Bespoke SLAs available on enterprise contracts (talk to us).

8 hours

Accountant Programme (revenue share for switches)

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¹ MTD VAT and ITSA submissions: live HMRC filing is rolling out as our production app is approved by HMRC. Sandbox-tested today; production handshake in HMRC’s review queue. The rest of the MTD machinery (digital records, links between systems, return preparation) ships today.

² Unlimited within the recommended company-size band for each tier. The published tiers are sized for SMB through mid-market; above ~500 employees, get in touch — we’ll size something that actually fits.